Students in Chardon High School’s Family and Consumer Sciences class, Living on Your Own (LYO), are studying the use of credit. Thank you to Sonya Kaser and Cheryl Radvansky from Key Bank, who visited the class to cover some important basics. Mrs. Kaser and Mrs. Radvansky discussed the importance of understanding how credit works and knowing how to use credit wisely. They explained what credit scores are, how an individual’s score is compiled, and the importance the score plays when applying for credit. They concluded their presentation with suggested steps a young adult might take to begin establishing good credit. The LYO students will next analyze and compare annual fees and interest rates of various credit cards offered by different companies. Students will do this analysis using authentic credit card applications donated by various local businesses. Students will also examine how each type of credit determines the finance charge. This unit on credit equips LYO students with important and valuable knowledge as they plan their transition into the real world after high school.
Pictured In Cover Photo: Chardon Middle School teacher, Kate Breen, was recently presented a John Murray Award from Geauga Family First Council’s Brad Welch, for her tireless work on behalf of youth in the county.